Since 1998, insurance and private companies have done studies on the effectiveness of the DriverCheck program. Below are the results of five studies that were done. The studies were compiled by different companies - sometimes by the actuarial department, sometimes by other units within the companies. Since each study was independent of the others, there was no uniformity of design, except that each had as its goal to measure the effectiveness of the DriverCheck program as it related to collision frequency and costs.

Here are some findings from these studies. (If you have any questions about any of these studies, please ask us directly.)

Study from Insurance Company A: This study showed a collision-frequency reduction of 22 percent and a collision-cost reduction of 28 percent. The study was done by the actuarial department. Using this data, the loss control division estimated that they received a 20-to-1 return on investment from DriverCheck. For every dollar they spent, they saved $20.

Study from Insurance Company B: This study used a small sample and did not calculate collision cost reductions. However, the data showed a 53 percent collision frequency reduction in the first year on the program, and the consensus was that the cost savings would be substantial.

Study from Insurance Company C: This insurance company studied their clients on DriverCheck for one year and estimated a 27 percent reduction in collision frequency. They did not give us a percentage for collision-cost reduction but did tell us that they estimated that they saved $5 million on their total book of business by including DriverCheck as a value-added service to their insureds.

Study from Private Company A: A very large client-with tens of thousands of vehicles on the program-did a study on their reductions during the first year with DriverCheck. They did not give us percentages related to collision and cost reductions; however, they estimated that DriverCheck saved them more than $1 million in collision-related expenses.